Business Loans & Cash Advances

Quick Access to Merchant Cash

A merchant cash advance (MCA) or business cash advance is a form of business financing in which a lump-sum payment is given to a business in exchange for an agreed-upon percentage of future revenues or credit card sales. Merchant cash advances typically have shorter payment terms and smaller regular payment amounts than business installment loans.

While merchant cash advances can be fast and easy to qualify for, they tend to come with high payments and contingencies that the purchaser will require you to follow. Merchant cash advances are friendly for business owners with lower credit, because credit scores are not as important as sales projections when determining eligibility.


  • Up to $5,000,000
  • Approvals within 48 hours
  • Funded in less than a week
  • Bad Credit, OK
  • A lump sum of cash immediately

Unsecured Line of Credit

An unsecured business loan or unsecured business line of credit is a type of business funding that doesn’t require the borrower to put down any collateral to “secure” the loan. Secured business funding allows a lender to take ownership of the collateral listed on the loan if the borrower is unable to repay.

Data one Pos offers an unsecured business line of credit up to $50,000 and a secured business line of credit up to $100,000. It can be used to fund any legitimate business expense, including inventory, new equipment and payroll.


  • For Individuals AND Businesses
  • Up to $150,000
  • 0% interest for up to 24-months
  • Flexibility to utilize funding for any purpose
  • Flexible payment options

Cash Advance Benefits

  • No fixed time-frame
  • No fixed payments
  • Completely automated
  • We get paid only when you get paid
  • A lump sum of cash immediately

Why Would This Benefit Your Business?

  • Expand your business or add additional locations
  • Increase your product line, add seasonal merchandise, meet unexpected expenses
  • Purchase New Equipment
  • Advertise and promote your business with new marketing programs
  • Buy out a partner
  • Perform renovations

Data One Point of Sale

Founded by a team of payment industry experts, Data One Point of Sales sole purpose is to provide businesses with affordable payment solutions and enable them to grow and scale with ease. Today, we provide services to thousands of businesses.


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4509 E Cesar Chavez Ave.
Los Angeles, CA

8AM - 5PM